Project mutual fund growth for goal planning under recurring contribution strategies.
Overview
Mutual fund planning often combines lump sum and systematic investments.
This calculator projects future corpus with compounding assumptions.
It helps compare SIP-only, lump-sum-only, and blended strategies.
Scenario ranges are essential because returns are market dependent.
Steps
Input one-time starting amount.
Set recurring monthly contribution.
Use long-run net return assumption.
Choose total years invested.
Review final value and contribution share.
Math
FV = PV(1+r)^n + SIP[((1+r)^n - 1)/r]
Corpus projection includes compounded lump sum growth and future value of periodic SIP contributions.
Worked cases
Project future value of monthly SIP at expected return.
Consistency drives substantial long-horizon corpus.
Apply full blended formula.
Blended strategy often accelerates early corpus growth.
Run projection at both assumptions.
Long-term outcomes vary widely with return assumptions.
Why use this
Questions