Project long-term investment value to support goal-driven portfolio planning.
Overview
Investment success depends on time, return, and contribution discipline.
This calculator projects growth under consistent-rate assumptions.
It helps test whether current investing pace meets target goals.
Use conservative return estimates for robust planning.
Steps
Input current portfolio balance.
Use long-run, risk-adjusted assumption.
Set monthly or yearly investment amount.
Select years until target date.
Review expected ending value and growth sources.
Math
FV = PV(1+r)^n + PMT[((1+r)^n - 1)/r]
Projected value combines compounding of current assets and recurring contributions.
Worked cases
Apply monthly contribution FV projection.
Long-term growth is dominated by contribution consistency and compounding.
Project principal growth only.
Compounding still grows balance significantly over long horizons.
Run multiple projections.
Range planning gives realistic expectation bands.
Why use this
Questions