Estimate PayPal fees and net amount after processing for sellers, freelancers, and ecommerce payouts.
Overview
PayPal fees are usually a percentage of the transaction plus a fixed fee, so the amount you receive is always less than the invoice total. This calculator turns those rate inputs into a clear fee and net payout so you can quote clients accurately.
USA goods-and-services rates are commonly around 2.9% plus a fixed fee, but commercial, international, and micropayment plans differ. Enter the percentage and fixed fee from your PayPal account so the estimate matches your real schedule.
Sellers and freelancers use this tool before sending invoices, pricing ecommerce orders, or deciding whether to pass fees to the buyer. Running a few scenarios shows how fee structure changes affect take-home pay.
Always confirm live rates in your PayPal account. Currency conversion, chargebacks, and regional plans can change the final amount you receive.
Steps
Input the invoice, order, or payment total before PayPal fees.
Use your PayPal goods-and-services or commercial percentage (often near 2.9% in the USA).
Enter the fixed per-transaction fee from your PayPal fee schedule.
Review total PayPal fee and the net amount you receive.
Update rates for international, micropayment, or discounted commercial pricing.
Optionally raise the billed amount so net payout matches your target after fees.
Math
Total Fee = (Amount × Percentage / 100) + Fixed Fee; Net = Amount − Total Fee
PayPal typically charges a percentage of the payment amount plus a fixed fee. Net payout is the original amount minus that combined fee.
Worked cases
Fee = (100 × 2.9 / 100) + 0.49 = 3.39
Total fee is $3.39; net amount received is $96.61.
Fee = (500 × 2.9 / 100) + 0.49 = 14.99
Total fee is $14.99; net amount received is $485.01.
Fee = (250 × 2.9 / 100) + 3.50 = 10.75
Total fee is $10.75; net amount received is $239.25.
Why use this
Questions