PPF Calculator

Public Provident Fund maturity from a yearly deposit, interest rate, and term.

Deposit each yearInterest % per yearYears

Maturity (yearly deposits, annual compound): ₹37,98,514.68

Figures are estimates for planning. DA rates, fitment, tax rules, and pension formulas change.
This is not payroll, tax, or legal advice. Match the result with your office order or a qualified adviser.

How PPF maturity is calculated

PPF Calculator compounds one deposit a year: deposit × ((1 + rate) ^ years − 1) ÷ rate. The default rate on the form is 7.1% and the default term is 15 years. Both can be edited.

A real PPF account is credited monthly on deposits made through the year, and the government changes the rate. This yearly model is a planning figure, not the passbook balance.

The deposit you type is assumed once each year, not each month.
Partial withdrawals and loans are not deducted.